Abbreviations with Letters

 Hello 

good evening friends today i'm posting some important abbreviation from A to Z........

                                             Abbreviations with Letter - A
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1. ABCI - Association of Business Communicators of India
2. ABCP - Asset Backed Commercial Paper
3. ACU - Asian Clearing Union
4. ADB - Asian Development Bank
5. ADF - Augmented Dicky Fuller
6. ADR - Asset Development Reserve
7. ADRs - American Depository Receipts
8. ADs - Authorised Dealers
9. AERA - Airport Economic Regulatory Act
10. AFI - Annual Financial Inspection
11. AIFI - All India Financial Institution
12. AIMSCS - Advanced Institute of Mathematics, Statistics and Computer Science
13. ALM - Asset Liability Management
14. AMA - Advanced Measurement Approach
15. AMFI - Association of Mutual Funds in India
16. AML - Anti-Money Laundering
17. AMU - Asian Monetary Unit
18. ANBC - Adjusted Net Bank Credit
19. APS - Annual Policy Statement
20. AS - Accounting Standard
21. ATM - Automated Teller Machine

                                              Abbreviations with Letter - B
                                                 ------------------------------

1. BAFT - Bankers’ Association for Finance & Trade
2. BC - Business Correspondent
3. BCBS - Basel Committee on Banking Supervision
4. BCP - Business Continuity Planning
5. BCSBI - Banking Codes and Standards Board of India
6. BE - Budget Estimates
7. BF - Business Facilitator
8. BFS - Board for Financial Supervision
9. BFSI - Banking Financial Services and Insurance
10. BIS - Bank for International Settlements
11. BMP - Basic Management Programme
12. BoP - Balance of Payments
13. BPLR - Benchmark Prime Lending Rate
14. BPSS - Board for Regulation and Supervision of
15. Payment and Settlement Systems
16. BRBNMPL - Bharatiya Reserve Bank Note Mudran Private Limited
17. BSA - Bilateral Swap Arrangements
18. BSE - Bombay Stock Exchange, Mumbai
19. BSR - Basic Statistical Returns
20. BTC - Bankers’ Training College

                                            Abbreviations with Letter - C
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1. CA - Concurrent Audit
2. CAB - College of Agricultural Banking
3. CACP - Commission for Agricultural Costs and Prices
4. CAD - Current Account Deficit
5. CAMELS - Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control
6. CAS - Central Account Section
7. CBDT - Central Board of Direct Taxes
8. CBLO - Collateralised Borrowing and Lending Obligation
9. CBS - Consolidated Banking Statistics
10. CBS - Core Banking Solutions
11. CC - Cubic Capacity
12. CCB - Central Co-operative Bank
13. CCC - Central Complaints Committee
14. CCIL - Clearing Corporation of India Limited
15. CCR - Counterfeit Currency Report
16. CCRS - Currency Chest Reporting System
17. CD - Certificate of Deposit
18. C-D - Currency-Deposit
19. CDBMS - Centralised Data Base Management System
20. CDOs - Collateralised Debt Obligations
21. CDR - Corporate Debt Restructuring
22. CDS - Credit Default Swap
23. CENVAT - Central Value Added Tax
24. CFMS - Centralised Funds Management System
25. CFSA - Committee on Financial Sector Assessment
26. CFT - Combating Financing of Terrorism
27. CGFTMSE - Credit Guarantee Fund Trust for Micro and Small Enterprises
28. CGRA - Currency & Gold Revaluation Account
29. CIC - Central Information Commission
30. CICs - Credit Information Companies
31. CIS - Commonwealth of Independent States
32. CMCPS - Compulsorily and Mandatorily Convertible Preference Shares
33. CMIS - Currency Management Information System
34. CoBoSAC - Corporate Bonds and Securitisation Advisory Committee
35. CODs - Central Office Departments
36. CoR - Certificate of Registration
37. CP - Commercial Paper
38. CPADS - Centralised Public Accounts Department System
39. CPC - Cheque Processing Centre
40. CPDO - Centralised Public Debt Office
41. CPFF - Commercial Paper Funding Facility
42. CPI - Consumer Price Index
43. CPI-AL - Consumer Price Index - Agricultural Labourers
44. CPI-RL - Consumer Price Index - Rural Labourers
45. CPI-IW - Consumer Price Index for Industrial Workers
46. CPIO - Central Public Information Officer
47. CPIs - Consumer Price Indices
48. CPMG - Corporate Performance Monitoring Group
49. CPPC - Central Pension Payment Cell
50. CPSEs - Central Public Sector Enterprises
51. CR - Contingency Reserve
52. CRAR - Capital to Risk-Weighted Assets Ratio
53. CRCS - Central Registar of Co-operative Societies
54. CRR - Cash Reserve Ratio
55. CSAA - Control Self Assessment Audit
56. CSD - Customer Services Department
57. CSF - Consolidated Sinking Fund
58. CSGL - Constituant Subsidiary General Ledger
59. CSO - Central Statistical Organisation
60. CTR - Cash Transaction Receipt
61. CTS - Cheque Truncation System
62. CTS - Complaint Tracking System
63. CVD - Countervailing Duty
64. CVPS - Currency Verification and Processing System
65. CWC - Central Water Commission

                                          Abbreviations with Letter - D
                                             ------------------------------

1. DAD - Deposit Accounts Department
2. DAP - District Agricultural Plan
3. DAPM - Department of Administration and Personnel Management
4. DBOD - Department of Banking Operations and Development
5. DBS - Department of Banking Supervision
6. DCC - District Consultative Committee
7. DCCB - District Central Cooperative Bank
8. DCM - Department of Currency Management
9. DEAF - Depositor Education and Awareness Fund
10. DEAP - Department of Economic Analysis and Policy
11. DEBC - Department of Expenditure and Budgetary Control
12. DEIO - Department of External Investments and Operations
13. DEPB - Duty Entitlement Pass Book
14. DGBA - Department of Government and Bank Accounts
15. DGCI & S - Directorate General of Commercial Intelligence and Statistics
16. DIC - District Industries Centre
17. DICGC - Deposit Insurance and Credit Guarantee Corporation
18. DIP - Disclosure and Investor Protection
19. DIT - Department of Information Technology
20. DMIS - Document Management Information System
21. DNBS - Department of Non-Banking Supervision
22. DOC - Department of Communication
23. DoT - Department of Telecommunication
24. DRG - Development Research Group
25. DRI - Differential Rate of Interest
26. DRT - Debt Recovery Tribunal
27. DS - Difference Stationary
28. DSB - Designated Settlement Banks
29. DSIM - Department of Statistics and Information Management
30. DvP - Delivery versus Payment

                                         Abbreviations with Letter - E
                                              ------------------------------

1. EACB - European Association of Co-operative
2. Banks
3. EBT - Electronic Benefit Transfer
4. ECB - European Central Bank
5. ECBs - External Commercial Borrowings
6. ECGC - Export Credit Guarantee Corporation
7. ECR - Export Credit Refinance
8. ECS - Electronic Clearing Services
9. EEA - Exchange Equalisation Account
10. EEFC - Exchange Earners’ Foreign Currency
11. EFT - Electronic Funds Transfer
12. EMEs - Emerging Market Economies
13. EOU - Export Oriented Unit
14. EPCG - Export Promotion Capital Goods
15. ESOS - Employees Stock Option Scheme
16. EU - European Union
17. EXIM Bank - Export Import Bank

                                      Abbreviations with Letter - F
                                                      --------

1. FAO - Food & Agriculture Organisation
2. FAQs - Frequently Asked Questions
3. FATF - Financial Action Task Force
4. FBT - Fringe Benefit Tax
5. FC - Financial Conglomerate
6. FCAs - Foreign Currency Assets
7. FCCB - Foreign Currency Convertible Bond
8. FCI - Food Corporation of India
9. FCNR(B) - Foreign Currency Non-Resident (Banks)
10. FDI - Foreign Direct Investment
11. FED - Foreign Exchange Department
12. FEDAI - Foreign Exchange Dealers’ Association of India
13. FI - Financial Institutions
14. FIEO - Federation of Indian Export Organisation
15. FIIs - Foreign Institutional Investors
16. FIPB - Foreign Investment Promotion Board
17. FITL - Funded Interest Term Loan
18. FIU-IND - Financial Intelligence Unit-India
19. FLCCs - Financial Literacy and Credit Counseling Centres
20. FMCG - Fast Moving Consumer Goods
21. FMD - Financial Markets Department
22. FOF - Flow of Funds
23. FPS - Focus Product Scheme
24. FRBM - Fiscal Responsibility and Budget Management
25. FRBs - Floating Rate Bonds
26. FRL - Full Reservoir Level
27. FRLs - Fiscal Responsibility Legislations
28. FSB - Financial Stability Board
29. FSF - Financial Stability Forum
30. FST - Financial Sector Technology
31. FVCIs - Foreign Venture Capital Investors

                                         Abbreviations with Letter - G
                                               ------------------------------

1. GCC - Gulf Cooperation Council
2. GCCs - General-purpose Credit Cards
3. GDP - Gross Domestic Product
4. GDRs - Global Depository Receipts
5. GFCE - Government Financial Consumption Expenditure
6. GFD - Gross Fiscal Deficit
7. GFSR - Global Financial Stability Report
8. GIPSA - General Insurer’s (Public Sector) Association of India
9. GoI - Government of India
10. GRF - Guarantee Redemption Fund
11. GSDP - Gross State Domestic Product
12. GST - Goods and Services Tax

                                         Abbreviations with Letter - H
                                             ------------------------------

1. HFCs - Housing Finance Companies
2. HLAC - High Level Advisory Committee
3. HLCCFM - High Level Coordination Committee on
4. Financial Markets
5. HLG - High Level Group
6. HR - Human Resources
7. HRDD - Human Resources Development Department
8. HRMS - Human Resources Management System
9. HSUI - Housing Start Up Index
10. HTM - Held-to-Maturity

                                            Abbreviations with Letter - I
                                               ------------------------------

1. IAS - Integrated Accounting Systems
2. IASC - Inspection and Audit Sub-Committee
3. IBA - Indian Banks’ Association
4. ICAC - International Cotton Advisory Committee
5. ICAI - Institute of Chartered Accountants of India
6. ICAR - Indian Council for Agricultural Research
7. ICCOMS - Integrated Computerised Currency Operations and Management System
8. ICT - Information and Communication Technology
9. IDMD - Internal Debt Management Department
10. IDR - Indian Depository Receipt
11. IDRBT - Institute for Development & Research in Banking Technology
12. IEM - Industrial Entrepreneurs Memoranda
13. IES - Integrated Establishment System
14. IGIDR - Indira Gandhi Institute of Development Research
15. IIA - Institute of Internal Auditors
16. IIBM - Indian Institute of Bank Management
17. IIFCL - India Infrastructure Finance Company Limited
18. IIFT - Indian Institute of Foreign Trade
19. IIP - Index of Industrial Production
20. ILO - International Labour Organisation
21. IMA - Internal Models Approach
22. IMD - India Millennium Deposits
23. IMD - India Meteorological Department
24. IMF - International Monetary Fund
25. IMFC - International Monetary and Financial Committee
26. IODP - Integrated Officers Development Programmes
27. IPAs - Issuing and Paying Agents
28. IPCC - Inter-Govermental Panel on Climate Change
29. IPCs - Irrevocable Payment Commitments
30. IPDIs - Innovative Perpetual Debt Instruments
31. IPOs - Initial Public Offerings
32. IP-RR - Interest Payment - Revenue Receipt
33. IRB - Internal Ratings-Based
34. IRDA - Insurance Regulatory and Development Authority
35. IRFs - Interest Rate Futures
36. ISA - Information Systems Audit
37. ISACA - Information Systems Audit and Control Assessment
38. ISMS - Information Security Management System
39. ISO - International Organisation for Standardisation
40. IT - Information Technology
41. IT-BPO - Information Technology - Business Process Outsourcing
42. ITEs - Intra-Group Transactions and Exposures
43. IWMP - Integrated Watershed Management Programme

                                            Abbreviations with Letter - J
                                               ------------------------------

1. JLG - Joint Liability Group
2. JNNURM - Jawaharlal Nehru National Urban Renewal Mission

                                          Abbreviations with Letter - K
                                                 ------------------------------

1. KCCs - Kisan Credit Cards
2. KVIBs - Khadi and Village Industries Boards
3. KVIC - Khadi and Village Industries Commission
4. KYC - Know Your Customer

                                            Abbreviations with Letter - L
                                                ------------------------------

1. LAF - Liquidity Adjustment Facility
2. LB - Lowest daily outstanding Balance
3. LCD - Liquid Crystal Display
4. LIBOR - London Inter-Bank Offer Rate
5. LOI - Letter of Intent
6. LPA - Long Period Average

                                             Abbreviations with Letter - M
                                                  ------------------------------

1. MASI - Management Audit Systems Inspection
2. MAT - Minimum Alternate Tax
3. MCA - Ministry of Corporate Affairs
4. MBS - Mortgage Backed Securities
5. MF - Mutual Funds
6. MFDEF - Micro Finance Development and Equity Fund
7. MFDF - Micro Finance Development Fund
8. MFI - Micro Finance Institution
9. MICR - Magnetic Ink Character Recognition
10. MMA - Macro Management of Agriculture
11. MMBCS - Magnetic Media Based Clearing System
12. MMMFs - Money Market Mutual Funds
13. MMS - Multi Modal Settlements
14. MODVAT - Modified Value Added Tax
15. MoU - Memorandum of Understanding
16. MPD - Monetary Policy Department
17. MPI - Macro-Prudential Indicators
18. MPLS - Multi Protocol Label Switching
19. MSE-CDP - Micro and Small Enterprises Cluster Development Programme
20. MSEs - Micro and Small Enterprises
21. MSMEs - Micro, Small and Medium Enterprises
22. MSOE - Minimum Standards of Operational Efficiency
23. MSP - Minimum Support Price
24. MSS - Market Stabilisation Scheme
25. MTM - Mark-to-Market

                                          Abbreviations with Letter - N
                                                ------------------------------

1. NAB - New Arrangement to Borrow
2. NABARD - National Bank for Agriculture and Rural Development
3. NASSCOM - National Association of Software and Services Companies
4. NAV - Net Asset Value
5. NBFCs - Non-Banking Financial Companies
6. NBFC-D - Deposit taking NBFC
7. NBFC-ND - Non-deposit taking NBFC
8. NBFC-ND-SI - Systemically Important Non-deposit taking NBFC
9. NCR - National Capital Region
10. NBO - National Building Organisation
11. NDA - Net Domestic Asset
12. NDS - Negotiated Dealing Systems
13. NDS - OM - Negotiated Dealing System - Order Matching
14. NDTL - Net Demand and Time Liability
15. NECS - National Electronic Clearing System
16. NEFT - National Electronic Funds Transfer
17. NFS - National Financial Switch
18. NFA - Net Foreign Assets
19. NFSM - National Food Security Mission
20. NGO - Non-Government Organisation
21. NHB - National Housing Bank
22. NIBM - National Institute of Bank Management
23. NIC - National Informatics Centre
24. NIF - National Investment Fund
25. NIMSME - National Institute for Micro, Small and Medium Enterprises
26. NIPFP - National Institute of Public Finance and Policy
27. NOC - No Objection Certificate
28. NOF - Net Owned Funds
29. NPAs - Non-Performing Assets
30. NPCI - National Payments Corporation of India
31. NPS - New Pension Scheme
32. NRAA - National Rain Fed Area Authority
33. NREGS - National Rural Employment Guarantee Scheme
34. NR(E)RA - Non-Resident (External) Rupee Account
35. NRI - Non-Resident Indian
36. NRRDA - National Rural Road Development Agency
37. NSE - National Stock Exchange
38. NSM - Note Sorting Machine
39. NSSF - National Small Saving Fund
40. NSSO - National Sample Survey Organisation

                                           Abbreviations with Letter - O
                                             ------------------------------

1. OBCs - Other Backward Classs
2. OBE - Off- Balance Sheet Exposures
3. OD - Overdraft
4. OECD - Organisation for Economic Co-operation and Development
5. ODI - Offshore Derivative Instruments
6. OLTAS - Online Tax Accounting System
7. OMO - Open Market Operation
8. OMS - Open Market Sales
9. OPEC - Organisation for Petroleum Exporting Countries
10. ORFS - Online Returns Filing System
11. OSMOS - Off-Site Monitoring and Surveillance
12. OTC - Over-the-Counter
13. OTS - One-Time Settlement

                                                Abbreviations with Letter - P
                                                    ------------------------------

1. PACS - Primary Agricultural Credit Socity
2. PAD - Public Accounts Department
3. PAN - Permanent Account Number
4. PCA - Prompt Corrective Action
5. PCPS - Perpetual Cumulative Preference Shares
6. PDs - Primary Dealers
7. PDI - Perpetual Debt Instruments
8. PDO - Public Debt Office
9. PDO-NDS - Public Debt Office - Negotiated Dealing System
10. PDS - Public Distribution System
11. PE - Private Equity
12. PFCE - Private Final Consumption Expenditure
13. PFRDA - Pension Fund Regulatory and Development Authority
14. PGPBF - Post Graduate Programme in Banking & Finance
15. PIT - Personal Income Tax
16. PMEGP - Prime Minister Employment Generation Programme
17. PMLA - Prevention of Money Laundering Act
18. PMRY - Prime Minister’s Rojgar Yojana
19. PNCPs - Perpetual Non-Cumulative Preference Shares
20. POL - Petroleum, Oil and Lubricants
21. PPP - Public Private Partnership
22. PSBs - Public Sector Banks
23. PSS Act - Payment & Settlement Systems Act
24. PSUs - Public Sector Undertakings

                                           Abbreviations with Letter - Q
                                                 ------------------------------

1. QCBS - Quality and Cost Based Selection
2. QIB - Qualified Institutional Buyer
3. QIP - Qualified Institutional Placement
4. QMS - Quality Management System

                                              Abbreviations with Letter - R
                                                  ------------------------------

1. R&D - Research & Development
2. RBIA - Risk Based Internal Audit
3. RBSC - Reserve Bank Staff College
4. RCs - Reconstruction Companies
5. RCC - Regional Complaints Committee
6. RCS - Registar of Co-operative Societies
7. RE - Revised Estimates
8. REER - Real Effective Exchange Rate
9. REGP - Rural Employment Generation Programme
10. RIDF - Rural Infrastructure Development Fund
11. RKVY - Rashtriya Krishi Vikas Yojana
12. RNCPS - Redeemable Non-Cumulative Preference Shares
13. RoA - Return on Assets
14. ROE - Return on Equity
15. ROSC - Report on Observance of Standards and Codes
16. RPCD - Rural Planning and Credit Department
17. RRBs - Regional Rural Banks
18. RTGS - Real Time Gross Settlement
19. RTI - Right to Information
20. RTP - Reserve Tranche Position

                                            Abbreviations with Letter - S
                                                ------------------------------

1. SAARC - South Asian Association for Regional Co-operation
2. SACPs - Special Agricultural Credit Plans
3. SAD - Single Administrative Document
4. SAFTA: South Asian Free Trade Area
5. SAIL: Steel Authority of India Limited
6. SAPTA: SAARC Preferential Trading Agreement
7. SARS: Severe Acute Respiratory Syndrome
8. SATNAV: Satellite Navigation (Initiative)
9. SDDS - Special Data Dissemination Standards
10. SAMIS - Service Area Monitoring and Information System
11. SAP - State Agricultural Plan
12. SARFAESI - Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest
13. SBI - State Bank of India
14. SC - Scheduled Caste
15. SCs - Securitisation Companies
16. SCB - Scheduled Commercial Bank
17. SDLs - State Development Loans
18. SDR - Special Drawing Rights
19. SEBI - Securities and Exchange Board of India
20. SEZs - Special Economic Zones
21. SFCs - State Finance Corporations
22. SFMS - Structured Financial Messaging System
23. SFURTI - Scheme for Fund for Regeneration of Traditional Industries
24. SGL - Subsidiary General Ledger
25. SHGs - Self-Help Groups
26. SIDBI - Small Industries Development Bank of India
27. SIFI - Systemically Important Financial Intermediaries
28. SIPS - Systemically Important Payment System
29. SITP - Scheme for Integrated Textile Parks
30. SIVs - Structured Investment Vehicles
31. SLAF - Second Liquidity Adjustment Facility
32. SLA(IC) - Sundry Liabilities Account (Interest Capitalisation)
33. SLB - Securities Lending and Borrowing
34. SLBC - State Level Bankers’ Committee
35. SLR - Statutory Liquidity Ratio
36. SMEs - Small and Medium Enterprises
37. SMO - Special Market Operations
38. SPMCIL - Security Printing and Minting Corporation of India Ltd.
39. SPV - Special Purpose Vehicle
40. SREP - Supervisory Review and Evaluation Process
41. SRMS - Self Employment Scheme for Rehabilitation of Manual Scavangers
42. SSS - Securities Settlement System
43. ST - Scheduled Tribe
44. StCB - State Co-operative Bank
45. STCRC - Short-Term Co-operative Rural Credit
46. STOs - State Treasury Offices
47. STR - Suspicious Transaction Report
48. STRIPS - Separate Trading for Registered Interest and Principal of Securities

                                          Abbreviations with Letter - T
                                             ------------------------------

1. TAC - Technical Advisory Committee
2. TAFCUBs - Task Force for Urban Co-operative Banks
3. TAG - Technical Advisory Group
4. TALF - Term Asset-Backed Securities Loan Facility
5. TFC - Twelfth Finance Commission
6. TFCI - Tourism Finance Corporation of India
7. TFP - Total Factor Productivity
8. TFTS - Trade for Trade Settlement
9. TIN - Tax Information Network
10. TMSM - Training Methods and Skills for Managers
11. TMT - Thermo Mechanically Treated
12. ToRs - Terms of References
13. TS - Trend Stationary
14. TUFS - Technology Upgraded Fund Scheme

                                          Abbreviations with Letter - U
                                              ------------------------------

1. UBD - Urban Banks Department
2. UCBs - Urban Cooperative Banks
3. UCNs - Uniform Code Numbers
4. UNDP - United Nations Developement Programme
5. UNICO - Umbrella Organisation for Large Cooperative Banks in Europe
6. UNDP - United Nations Development Programme
7. UNIDO - United Nations Industrial Development Organisation
8. UNME - Urban Non-Manual Employees
9. UTs - Union Territories

                                           Abbreviations with Letter - V
                                               ---------------------------------

1. VAR - Vector Autoregression
2. VaR - Value at Risk
3. VKGUY - Vishesh Krishi Gram Udyog Yojana
4. VPN - Virtual Private Network

                                            Abbreviations with Letter - W
                                                  ---------------------------------

1. WADR - Weighted Average Discount Rate
2. WEO - World Economic Outlook
3. WMA - Ways and Means Advances
4. WPI - Wholesale Price Index
5. WSS - Weekly Statistical Supplement
6. WTO - World Trade Organisation

                                         Abbreviations with Letter - X,Y and Z
                                          ---------------------------------------

1. XBRL - eXtensible Business Reporting Language
2. XML - Extensible Markup Language
3. Y-o-Y - Year-on-Year
4. ZTC - Zonal Training Centre 

                                           
thanks                                                                                                                  dharm........